Research proposal Essay Example | Topics and Well Written Essays - 750 words - 5

Examination proposition - Essay Example Lesser and lesser number of individuals are happy to save a dime or a penny for them as days pass by. Business foundations scowl at seeing them close to their front entryways. While there have been logical examinations concentrating on beggary and their exercises, poor people are commonly misconstrued. In the midst of, their appearing to be neglectful impression of the world turning either impassive or unfriendly to their situation, poor people have their own untold stories, which this exploration will endeavor to unfurl before the world. A superior attention to poor people and their battle for endurance, may revitalize individuals and associations to their motivation, in this way, lesser antagonistic vibe and more noteworthy compassion, sympathy and regard. The eleventh version of Merriam-Webster’s Collegiate Dictionary characterized the thing poor person as â€Å"a individual who lives by requesting gifts† (Mish 110). From the early goings of the study of existing writing, a great part of the writing and studies on beggary were a greater amount of decade-old lawful audits into the unlawfulness of denying begging in urban areas or conditions of the US from the New York Law School (Mitchell 697-717), University of Baltimore (Mitchell 291) and different foundations for law contemplates. One writing examined the established ramifications of the prohibition on asking in the territory of California (Walston 547). There were likewise discovered significant and ongoing logical writing managing bums. Three of these works are talked about in this proposition. Lee and Farrell (299-324), Smith (standard. 1-8) and Lankenau (288-318 ). Lee and Farrell used information from two American national studies to accumulate data destitute homeless people and non-vagabonds and the open discernment on pandhandling exercises. Discoveries uncovered that the destitute beggars are â€Å"more disengaged, upset and disadvantaged† than the destitute non-vagabonds. The examination likewise unveiled that in spite of the fact that minority of the destitute

Cause and Effect Essay

Circumstances and logical results Essay What number of you have experienced issues composing a circumstances and logical results exposition? An understudy needs to compose at any rate 7-8 circumstances and logical results articles, which assume a significant job in the training of an understudy. Educators request that understudies compose a 4-5 page circumstances and logical results article pretty much every period. This might be baffling to those understudies, who have no clue about how to compose a circumstances and logical results exposition. Composing a circumstances and logical results paper can be contrasted with and contentious exposition, where you need to demonstrate your point utilizing the contentions of models, and indicating individuals circumstances and end results of different activities. A circumstances and logical results article should demonstrate your capacity to thoroughly consider all the activities you make, and ensure you hold onto 100% of the circumstances and logical results exposition and ensure i t sounds great. At the point when you do a circumstances and logical results article, you need to begin from the base, and make a decent aim and impact exposition diagram and build up a decent motivation and impact paper structure. This is the initial step which you need to perform subsequent to picking a circumstances and logical results exposition point. Circumstances and logical results article composing might be troublesome on the off chance that you are not in the theme you are composing the circumstances and logical results exposition. You need to ensure you have enough material to set up a circumstances and logical results exposition, and thoroughly consider the entire circumstances and logical results article composing. You need to think about all the most grounded and most fragile purposes of your circumstances and logical results article and structure your circumstances and logical results paper appropriately. There are different circumstances and logical results article tips, which you can use so as to compose a decent motivation and impact exposition. The most concerning issue recorded as a hard copy a circumstances and logical results paper is holding onto the entire data part just as changing it to the legitimate and organized content with all theâ cause and impact exposition references andâ cause and impact article references. Understudies need to make a detailedâ cause and impact article framework and stick to it during theâ cause and impact exposition composing process. Another simple method to complete aâ cause and impact exposition is to arrange a customâ cause and impact article, which will be composed by an accomplished author, with incredible composing abilities. This strategy at times is the best way to complete aâ cause and impact exposition in a convenient way. You need to pick a decent custom composing organization which will have the option to discover an author who is capable in yourâ knowledge field, and ensure he comprehends the reason, the strategy and the manner in which you need theâ cause and impact paper to be composed. In theâ cause and impact paper you need to likewise make reference to every single imaginable contention against theâ cause and impact exposition, and look at them, dissect them, and break them even. This will be the completing bit of yourâ cause and impact article, as though the educator has any contentions, and sees them referenced toward the finish of your circumstances and logical results exposition, he will have an idea that you have invested enough energy to compose aâ cause and impact paper and he will assess the paper as it is elegantly composed regardless of whether you had any critical mix-ups in it.

Reservoir Dogs :: essays research papers

1. A religion film. Taste in motion pictures is something that is distinctive for each individual. However, that doesn’t mean individuals can’t concede to anything in this issue. A few movies catch the hearts of numerous individuals everywhere throughout the world, and are cherished and recalled by all. These movies merit a spot in history books. We allude to them as ‘Classics’. For example Resident Kane, Casablanca, The Godfather †¦ Obviously not all movies that are seen by a large number of individuals are works of art. Some film makers like Jerry Bruckheimer are known to create activity pressed, advertised up, business films with low aesthetic worth and make billions of dollars. These movies are called film industry hits, in light of the fact that their principle achievement is in the cinematic world. For example Privateers of the Caribbean, American Pie, Titanic †¦ Be that as it may, what precisely is a faction hit? Cambridge progressed learner’s word reference characterizes ‘cult’ as a person or thing that has gotten famous with a specific gathering of individuals. What is a specific gathering of individuals you may inquire. Well the response to that question can be followed back to the start of the specialty of cinematography. Since the start of film there have been film fans and film enthusiasts. The last were - and still are †the individuals who live incredible motion pictures, individuals who see five new movies seven days. These individuals are what one would call ‘particular’. They are not, at this point fulfilled by the normal Hollywood film. They need something uncommon, something that sets the film above others. Yet, what precisely makes ‘Reservoir Dogs’ a faction film?  â â â â 2. Tarantino In January of 1991 a film titled Reservoir Dogs (1992) hit the Sundance Film celebration. The author executive was a beginner by the name of Quentin Tarantino. The movie collected basic praise and the chief turned into a legend in the England, UK and the clique film circuit. The way that it was guided by Tarantino was sufficient to ensure this film would be one. Obviously this didn't occur over night: in the wake of having seen his three first movies it turned out to be certain that he had his very own few trademarks that made his motion pictures unique. †¢Ã‚     There is consistently a long futile discussion that is remotely or not under any condition important for the course of the film. For example ‘the Madonna conversation’ to start with grouping of ’Reservoir Dogs’, ‘the the distinctions of European cheap food conversation’ in ‘Pulp Fiction’ †¦ †¢Ã‚     He consistently advertisements a Dutch component to his movies:

Chacter Sketch Miss Brill Essay

Katherine Mansfield represents in the story the hero Miss Brill as a moderately aged ladies with no family that accepts she has a public activity, which comprises of watching others collaborate with one another. Mansfield matches Miss Brill with the hide she keeps enveloped with a case until Sunday. She shows a powerful character that gets a rude awakening from the â€Å"real† world where she has a place instead of in an illusory world she made up. Mansfield makes a bright character who represents her old, worn hide and does not have the truth of the outside world. Mansfield’s parallelism between Miss Brill and her hide shows the peruser that Miss Brill remains in a container in a dull storage room until Sunday when she â€Å"acts† in the play of the outside world. Mansfield portrays the fur’s eyes asking â€Å"what has happened to me?† as Miss Brill needed to â€Å"rub some life once more into its diminish little eyes † after it sat in the case for some timeframe. Much the same as the hide Miss Brill stays contained in enclose her condo until Sunday when she goes to watch the band play. Both the hide and Miss Brill have matured and don't leave their edge until Miss Brill’s sign to enter the phase of the world. The outside world assists with chiseling Miss Brill into a powerful sanction. The acknowledgment of the outside world and her view change on her general surroundings permits her to marry the name of a powerful character. Miss Brill frames her very own universe that she survives. She sees the entirety of the individuals she sees as â€Å"just originating from dull, little rooms or even-even cabinets. † in all actuality Miss Brill is the one that conceals in the organizer from the outside world until Sunday when she frees herself from the dull room. She carries on with her public activity through the lives of the individuals around her. She accepts she associates with the outside world and that she had a fundamental job in the play that the world experiences. Miss Brill before long discovers that her essence doesn't greatly affect her companions as their quality does on her. During the presentation of the band Miss Brill gives more consideration to the discussions of the individuals she sits close to then the exhibition. As she ease dropped on a youthful couple she over heard them taunting her. Miss Brill understands that she doesn't have a similar significance to them as they do to her. Her illusory world blasts as she gets presented to this present reality and the acknowledgment ofâ her significance. The perception of this present reality has an extreme significance to Miss Brill. On the off chance that Miss Brill didn't go to an acknowledgment of the outside world she would follow the strides of Willy Loman from A Death of a Salesman. Willy Loman needed acknowledgment of this present reality similarly as Miss Brill did. His capricious conduct and absence of association with this present reality lead to his self destruction. In the event that Miss Brill didn't comprehend her delusion of the world she may have arrived in the grave similarly as Willy Loman had. The hero Miss Brill faces the opponent of the real world. She understands that she has lived in a dreamland that spun around her having a similar effect on everybody as they do on her. In the event that she didn't go to an understanding she would have followed in the strides of the silly Willy Loman who ended it all. Mansfield matches Miss Brill and her hide in light of the fact that both have matured and don't leave their crates until Sunday. The story illuminates the peruser that occasionally old and forlorn individuals live in accomplished up world and when invited back make some hard memories cooping with it.

Becoming a Police Officer Essay Example For Students

Turning into a Police Officer Essay As a future Chicago cop sociological creative mind unquestionably gives you a superior feeling of what is happening around you and causes you better comprehend the individuals where you are making a difference. Realizing what the individual is experiencing and what they may have encountered in their past helps shape them as people. I will probably ideally one-day get onto a medication unit in the absolute harshest regions of Chicago. The activity approaches significantly progressively then one official may see all through his vocation. So with a grip on sociological creative mind, I accept that it will lead me to all the more likely comprehend whom it is I am encouraging and to all the more likely survey what is really going on around me. With a hang on sociological creative mind and everything that is coming up about officials manhandling those that they are helping, I accept that having a comprehension about the past and now will lead me to being a superior official. Humanism 2000 has been very enlightening for me from multiple points of view. Leading all that the office that I have picked brings to the table. Regardless of whether it is continue building, concentrating abroad, thus numerous different clubs and occasions that are held to being a balanced understudy. Furthermore I wish that I had taken the class a year ago to really get a grip of how things are intended to run easily in a class plan. What's more, most off is that the entirety of my educators around me are an individual simply as am I. It is fascinating knowing my teachers on a progressively loosened up side. My preferred part likewise is additionally when my preferred speaker came in to talk. My preferred speaker was the cop. I have worked close by many police divisions in the past with underage alcohol purchases and being a police cadet. Hearing all the tales and pointers that officials bring to the table is genuinely a stunning involvement with its self. It is really what landed me as a human science major. Hearing that specific official talk about what watching around this region is intrigued me too much. The officials I rode with in the past had just city stories to tell and were unquestionably very different then what he had. With respect to the thing he had said about turning into an official and the amount it wears you out, as an individual is something that not every person on a power will outline for you, it really takes a great deal for somebody to state that. I am happy to the point that the human science office offers this course, overall for the way that it isn't bookwork, however genuine everyday associations for the degree brings to the table. There isnt much I would do to change the course; it is pleasantly spread out week-to-week, and what is anticipated from you. My future desire are after school with being on such a large number of police recruiting records to get into police preparing and turn into a Chicago Police Department. I couldn't care less where it I am put as long as it offers everyday calls. I would really like to be set into a portion of the spots that not all officials would. With doing so I need to get onto either a posse unit or medication unit. After some time on the power I might want to one day make it to be a United States Marshal. On that no with the sum total of what that has been said to me and doing the main task, no there isn't something else I would ever observe myself doing. Being an official is an entire diverse beast in itself. Saying that it isn't intended for everybody and there are those that hold the uncommon ability of working with others and holding such a situation with satisfaction, that make the occupation so luring. Cheating and written falsification is uncontrolled all through the instructive world and beyond question can be eased back, however never halted. There are those out there that will do anything they can to simply slide by. Regardless of whether that is cheat in taking answers from others that may have taken a course before them, or upstanding taking the appropriate responses from somebody who has attempted to accomplish. .u9282d39681fe5b2f2f984698ce2bbd5c , .u9282d39681fe5b2f2f984698ce2bbd5c .postImageUrl , .u9282d39681fe5b2f2f984698ce2bbd5c .focused content region { min-tallness: 80px; position: relative; } .u9282d39681fe5b2f2f984698ce2bbd5c , .u9282d39681fe5b2f2f984698ce2bbd5c:hover , .u9282d39681fe5b2f2f984698ce2bbd5c:visited , .u9282d39681fe5b2f2f984698ce2bbd5c:active { border:0!important; } .u9282d39681fe5b2f2f984698ce2bbd5c .clearfix:after { content: ; show: table; clear: both; } .u9282d39681fe5b2f2f984698ce2bbd5c { show: square; change: foundation shading 250ms; webkit-progress: foundation shading 250ms; width: 100%; darkness: 1; change: mistiness 250ms; webkit-change: murkiness 250ms; foundation shading: #95A5A6; } .u9282d39681fe5b2f2f984698ce2bbd5c:active , .u9282d39681fe5b2f2f984698ce2bbd5c:hover { obscurity: 1; change: haziness 250ms; webkit-change: murkiness 250ms; foundation shading: #2C3E50; } .u9282d39681fe5b2f2f984698ce2bbd5c .focused content zone { width: 100%; position: relative; } .u9282d39681fe5b2f2f984698ce2bbd5c .ctaText { outskirt base: 0 strong #fff; shading: #2980B9; text dimension: 16px; textual style weight: striking; edge: 0; cushioning: 0; content improvement: underline; } .u9282d39681fe5b2f2f984698ce2bbd5c .postTitle { shading: #FFFFFF; text dimension: 16px; textual style weight: 600; edge: 0; cushioning: 0; width: 100%; } .u9282d39681fe5b2f2f984698ce2bbd5c .ctaButton { foundation shading: #7F8C8D!important; shading: #2980B9; fringe: none; fringe range: 3px; box-shadow: none; text dimension: 14px; text style weight: intense; line-stature: 26px; moz-fringe sweep: 3px; content adjust: focus; content beautification: none; content shadow: none; width: 80px; min-tallness: 80px; foundation: url(https://artscolumbia.org/wp-content/modules/intelly-related-posts/resources/pictures/straightforward arrow.png)no-rehash; position: total; right: 0; top: 0; } .u9282d39681fe5b2f2f984698ce2bbd5c:hover .ctaButton { foundation shading: #34495E!important; } .u9282d396 81fe5b2f2f984698ce2bbd5c .focused content { show: table; stature: 80px; cushioning left: 18px; top: 0; } .u9282d39681fe5b2f2f984698ce2bbd5c-content { show: table-cell; edge: 0; cushioning: 0; cushioning right: 108px; position: relative; vertical-adjust: center; width: 100%; } .u9282d39681fe5b2f2f984698ce2bbd5c:after { content: ; show: square; clear: both; } READ: India EssayFor those of us out there who hold any type of pride in our own work and have respect in what we do, the measure of con artists out there will cloud our accomplishments. The thought especially spreads in the vocation I would like to hold one day. Being a cop accompanies pride, regard, and respect. There are those out there that exploit at any type of intensity they hold. So cheating or in a structure or another counterfeit, are really deceiving society. Any misfortune in trust in officials is a dreadful thing. Individuals ought to have the option to believe those that are out there securing them.

The GRE Tutor The Unexpected Key to the Analyze an Argument Essay

What can these guys teach you about the GRE analytic writing section? Everything. One of the most common (and most accurate) knocks against standardized tests like the GRE is that the problems they contain have no real-world application. This isn’t entirely unjust; in your life, no job will ever ask you to pick two synonyms to fill in a single blank, as in the text equivalencies on the GRE. While most of the question types have at least some relationship to critical thinking skills (answering a question by clicking on a single sentence in a passage may seem weird, but it’s no different from being able to point to a single line in, say, a contract), the questions can still seem pretty esoteric. And on the GRE, maybe the most esoteric of all the various standardized tests (it’s specifically designed to resist comprehension and strategy), the most baffling section might be the Analyze an Argument essay. But the truth is, the AAA essay, as it’s known to GRE tutors and students alike, actually has a very clear, practical real-world analogue: the consulting interview. I know it’s weird, but bear with me here. When I do GRE analytic writing tutoring, I find that the best way to explain the difference between the two 30-minute essays which begin the test is this: The Analyze an Issue essay is basically a glorified SAT essay: proper 5-paragraph style with topic sentences, a thesis, body paragraphs with highly specific and relevant examples. This essay is all about insight, style, clarity, and complex reasoning (basically, you have to be able to present the counterarguments to your own thesis, then neutralize them—pretty simple). The Analyze an Argument essay, however, is way different. You are given a situation, like an primatologist who observes a chimpanzee listening to music and dancing around, and from this draws the conclusion that chimpanzees can have emotional responses to music. You then are given a very specific prompt (which you must read carefully) in which you are asked to evaluate the argument in a particular way. How does this have anything to do with consulting interviews? Well, first it’s important to know how consulting interviews work. Highly codified, consulting interviews are built, like the AAA essay, around a single case study, like: a company that makes cheap soda wants to shift its brand image and transition to using real cane sugar and exotic flavorings, so instead of selling their sodas for 79 cents for two liters, they can sell them for $3 for a 12 0z. glass bottle. You have to advise them on whether this is a good idea in the first place, and if so, what do they need to know to move forward? The interviewee’s performance is evaluated on three criteria: The questions they ask. The interviewer has a list of questions she expects to hear; failure to ask a certain number of these will mean the interviewee doesn’t have enough information to get the answer. Their ability to take the interviewer’s answers to their questions (â€Å"yes/no† or numbers) and do the right math to come up with the right answer. Their personal presentation and charisma. Even if you have no interest in becoming a consultant (what, you don’t like working crazy hours while spending four days a week living out of a hotel in Wichita, KS?), it’s important to see how similar this is to the Analyze an Argument essay. You’re being graded on your ability to see what information you need to make a decision, your ability to see the errors and presumptions the subject makes, and your overall presentation (i.e. language and structure). Fortunately for you, you don’t have to do any math; you just have to learn the various types of errors that GRE arguments frequently make (the Official Guide to the GRE has a complete list), and see which of those the authors make. In the case of the waltzing chimpanzee, for instance, you might point out that the primatologist has entirely failed to control for other causes, has failed to prove that what we call â€Å"dancing† is actually dancing, and not, say, an anxiety attack, has failed to show that this â€Å"dancing† happens only when music plays, and blatantly anthropomorphizes an animal, using human traits to explain non-human behavior. These are just a few of the points you would make in analyzing this argument. You might then go on to propose questions that the researcher should ask, which if confirmed would actually prove the hypothesis. You can even, if the spirit moves you, propose an experiment. In this essay, readers are not looking for a specific, codified structure, as with the Issue or SAT essay. Insight and a high level of critical thinking/analytical writing (which is after all the name on the box) is more important than the form of the response. That does not mean that it can be just a series of disconnected bullet points. It should be organized, with transitions and clear statements. You can either attack one central fallacy, or expose a series of them. The important thing is that you choose beforehand and state your intent. Generally, this is not an essay you should agonize over. It’s an essay you can prepare for, and while GRE tutoring can help a lot, there’s a lot you can do on your own. If you’re really uncomfortable with expository writing, consider creating lists of introductory and transitional phrases. These phrases should be memorized, and can be recycled for any essay on the exam. But hey’re especially useful for the Analyze an Argument essay, which can follow a similar framework regardless of the essay prompt. It just takes the guesswork out of the test. And fundamentally, that’s the goal of preparing for things like this, whether it’s the test itself, a GRE coaching session, or a consulting interview for a big New York firm—you want to take the guessing out of the equation. Standardized test prep (and interviews) are all about knowing the format beforehand. Because if you know what you’re going to be asked before you walk in, your chance s are limitless. ;

I Wont Qualify for Financial Aid, but I Still Need Help Paying for College

Families with annual earnings over $100,000 are often referred to as "high-income". But even though their income is considered high, many still struggle to find money to set aside for college each month. And since household income is one of the main factors used to determine financial aid eligibility, they worry about not being able to qualify for help paying for college when the time comes. So what can you do if you make too much for financial aid, but not enough to pay for college out of pocket? Fund your 529 with daycare tuition According to Babycenter.com, the average monthly cost of sending one child to a daycare center is a whopping $972 a month. Fortunately, children typically only go to daycare until they can attend full-time school. So what if when your child is finished with daycare you took that $972 and deposited it into a 529 college savings plan each month? According to the College Board the total cost of attending a four-year private university in 13 years will be around $327,000. Earnings in a 529 plan grow tax-free and withdrawals are not taxed when the money is used to pay for college. That means with annual investment return of 6% if you started saving when the child turns five years old you'd be able to rack up close to 90% of your child's total college costs! RELATED: The magic number for college savings Take advantage of tuition tax breaks Another way to bring down the costs of college is to claim a tax credit on tuition tax payments. The American Opportunity Tax Credit (AOTC) allows families to claim a tax credit of 100% of the first $2,000 and 25% of the next $2,500 of their dependent child's college tuition and fees, for a maximum credit of $4,000. This credit is available if the student is pursuing a degree and enrolled at least half time, and as long as they have not completed their first four years of higher education prior to the beginning of the taxable year. It can only be claimed in up to four tax years per student, and the credit is phased out for incomes between $80,000 and $90,000 per individual ($160,000 and $180,000 for married couples filing jointly). The Lifetime Learning Credit allows families to claim a tax credit for 20% of up to $10,000 of tuition and fees for a maximum credit of $2,000. This credit is available for all students, regardless of how many credit hours you're enrolled in, and there's no limit to the number of years you can claim it. But this credit is phased out for incomes between$54,000 and $64,000 for individuals ($108,000 and $128,000 for married couples filing jointly), and you may not claim it in the same year that you claim the ATOC. If you're planning to use funds from your 529 account to save for college you can still claim one of these education tax credits, just as long as you don't double-dip. So, for example, if you have $20,000 worth of qualifying education expenses, you can use $4,000 to generate the AOTC and take a $16,000 tax-free withdrawal from your 529 plan. If you take out more than you need from your 529 and spend the money on non-qualified expenses you will end up paying a 10% penalty and income tax on the earnings portion of the withdrawal. VIDEO: What is a qualified expense? Apply for scholarships While you might not qualify for a need-based scholarship, you can always apply for a merit-based award. Merit-based scholarships are given to students based on things like grades, test scores and other academic achievements - whether or not they need the money. Currently, 12 states and the District of Columbia are spending more on merit-based aid than need-based aid. What's more, Sallie Mae's How America Pays for College 2014 report shows that 38% of students from households with annual income above $100,000 used scholarships to pay for at least some of their college, with average amount of $8,259. Apply for financial aid ï ¿ ½ just in case The formula used to calculate a student's Expected Family Contribution (EFC) takes more than just income into consideration. For example, a student who goes to an expensive private college will typically be eligible for more financial aid than a student who goes to a public school ï ¿ ½ even if their household incomes are exactly the same. Students who have a sibling in college will also get a break. Let's say your son and daughter will both be attending college this year. The total amount you are expected to pay out of pocket ï ¿ ½ your EFC ï ¿ ½ is $60,000. But instead of your son and daughter each having an EFC of $60,000, they will each have an SFC of $30,000. And a lower EFC means more financial aid eligibility. RELATED: 15 facts about financial aid eligibility Families with annual earnings over $100,000 are often referred to as "high-income". But even though their income is considered high, many still struggle to find money to set aside for college each month. And since household income is one of the main factors used to determine financial aid eligibility, they worry about not being able to qualify for help paying for college when the time comes. So what can you do if you make too much for financial aid, but not enough to pay for college out of pocket? Fund your 529 with daycare tuition According to Babycenter.com, the average monthly cost of sending one child to a daycare center is a whopping $972 a month. Fortunately, children typically only go to daycare until they can attend full-time school. So what if when your child is finished with daycare you took that $972 and deposited it into a 529 college savings plan each month? According to the College Board the total cost of attending a four-year private university in 13 years will be around $327,000. Earnings in a 529 plan grow tax-free and withdrawals are not taxed when the money is used to pay for college. That means with annual investment return of 6% if you started saving when the child turns five years old you'd be able to rack up close to 90% of your child's total college costs! RELATED: The magic number for college savings Take advantage of tuition tax breaks Another way to bring down the costs of college is to claim a tax credit on tuition tax payments. The American Opportunity Tax Credit (AOTC) allows families to claim a tax credit of 100% of the first $2,000 and 25% of the next $2,500 of their dependent child's college tuition and fees, for a maximum credit of $4,000. This credit is available if the student is pursuing a degree and enrolled at least half time, and as long as they have not completed their first four years of higher education prior to the beginning of the taxable year. It can only be claimed in up to four tax years per student, and the credit is phased out for incomes between $80,000 and $90,000 per individual ($160,000 and $180,000 for married couples filing jointly). The Lifetime Learning Credit allows families to claim a tax credit for 20% of up to $10,000 of tuition and fees for a maximum credit of $2,000. This credit is available for all students, regardless of how many credit hours you're enrolled in, and there's no limit to the number of years you can claim it. But this credit is phased out for incomes between$54,000 and $64,000 for individuals ($108,000 and $128,000 for married couples filing jointly), and you may not claim it in the same year that you claim the ATOC. If you're planning to use funds from your 529 account to save for college you can still claim one of these education tax credits, just as long as you don't double-dip. So, for example, if you have $20,000 worth of qualifying education expenses, you can use $4,000 to generate the AOTC and take a $16,000 tax-free withdrawal from your 529 plan. If you take out more than you need from your 529 and spend the money on non-qualified expenses you will end up paying a 10% penalty and income tax on the earnings portion of the withdrawal. VIDEO: What is a qualified expense? Apply for scholarships While you might not qualify for a need-based scholarship, you can always apply for a merit-based award. Merit-based scholarships are given to students based on things like grades, test scores and other academic achievements - whether or not they need the money. Currently, 12 states and the District of Columbia are spending more on merit-based aid than need-based aid. What's more, Sallie Mae's How America Pays for College 2014 report shows that 38% of students from households with annual income above $100,000 used scholarships to pay for at least some of their college, with average amount of $8,259. Apply for financial aid ï ¿ ½ just in case The formula used to calculate a student's Expected Family Contribution (EFC) takes more than just income into consideration. For example, a student who goes to an expensive private college will typically be eligible for more financial aid than a student who goes to a public school ï ¿ ½ even if their household incomes are exactly the same. Students who have a sibling in college will also get a break. Let's say your son and daughter will both be attending college this year. The total amount you are expected to pay out of pocket ï ¿ ½ your EFC ï ¿ ½ is $60,000. But instead of your son and daughter each having an EFC of $60,000, they will each have an SFC of $30,000. And a lower EFC means more financial aid eligibility. RELATED: 15 facts about financial aid eligibility